Property
IR Property
Buyer advocacy, shortlisting and negotiation for first-home buyers, investors, SMSF buyers, townhouse buyers and downsizers.
- IR Property · ABN 18 954 937 942
- Registered business name: IR Property Group
One team · Melbourne & regional Victoria
Property.Accounting.Finance.One team, one plan.
Most people buy property through three separate advisers who never speak to each other. We do it differently — the search, the structure and the funding sit in one room, on one file, with one plan you can actually follow.
18+
Years advising Victorian buyers
2,400+
Clients helped since day one
38
Lenders on our panel
1,150+
Properties settled
Three services, one practice
See how it works Everything a property decision needs, in one place
Most buyers coordinate a search, an accountant and a lender who have never spoken to each other. We run all three from the same file.
Our three services
Find your pathway
Start where you actually are
Pick the description that fits and we'll show you the order we'd do things in — which service leads, and why.
You're buying your first place and want the grant, the deposit and the loan to line up before you fall in love with something.
- Step 1
Accounting
Know your real budget
We model your deposit, stamp duty concession and first-home grant, then show how the purchase affects your tax position next year.
Accounting & advisory - Step 2
Finance
Get pre-approved properly
We compare lenders on genuine savings, LMI and grant eligibility, then secure a pre-approval you can actually shop with.
Financial services - Step 3
Property
Find and secure the right home
Shortlists, inspections, contract notes and negotiation — with the finance and tax position already sorted before you offer.
Property
The moment it comes together
Keys handed over, structure already in place.
One team, one plan
The three services are one decision, made properly
A property purchase touches your tax, your borrowing capacity and your long-term plan at the same time. When those three conversations happen in separate offices, something always gets missed.
- 01
Property
Find the right property
Buyer advocacy and shortlisting against your brief, budget and time frame.
- 02
Accounting
Structure it tax-effectively
Ownership, entity and depreciation decisions made before the contract is signed.
- 03
Finance
Fund it with the right loan
Lender choice and loan structure matched to the plan, not just the price.
- 04
Ongoing
Review it every year
Tax returns, refinancing and portfolio reviews continue in the same file.
A real example
A first-home buyer in Werribee: we checked her grant and stamp duty position, secured pre-approval, negotiated a townhouse $18,000 under the quoted range, then lodged her first return with the depreciation schedule already claimed.
Property
Accounting
Finance
One shared client file — your broker, accountant and advocate working from the same plan.
Why one roof
Three specialist businesses. One roof. One plan.
IR Property works alongside two sister businesses, GBS Accountants & Advisors for accounting and tax, and Next Step Financing for lending. Every part of your property decision is handled by a specialist in that field, working from the same plan.
Accounting & Advisory
GBS Accountants & Advisors
Tax, structuring, SMSF and business accounting from a registered tax agent practice, so the purchase is structured before you sign.
- GBS Accountants & Advisors Pty Ltd · ABN 21 602 221 830
- Registered Tax Agent 26377003
Financial Services
Next Step Financing
Home, investment, construction, SMSF, commercial and business loans, compared across a wide lender panel.
- Next Step Financing Pty Ltd · ABN 77 680 857 416
- Australian Credit Licence 384704
- Australian Credit Representative 563367
IR Property, GBS Accountants & Advisors Pty Ltd and Next Step Financing Pty Ltd are separate businesses. Each is responsible only for the services it provides under its own registrations and licences.
On the market
Sample listings from our current brief
A selection of the stock we're working with across Melbourne and regional Victoria. Prices and availability are placeholder content.
Ways in
Not sure where to start? Start here.
Four low-commitment ways to get a clearer picture before you commit to anything.
Client experiences
What it's like working with one team
Placeholder testimonials from sample clients — replace with verified reviews before launch.
Questions
The things people ask first
Still unsure? A 30-minute conversation usually answers more than a page of FAQs.
Start with a conversation
One free consultation. Three services. No obligation.
Tell us what you're trying to do and we'll tell you plainly whether property, accounting, finance — or all three — is the right starting point.
Property notes, once a month
Market movement across Melbourne and regional Victoria, tax changes worth knowing about, and lending shifts explained without the spin.